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The Vault Insights

Field notes on tax strategy, cloud accounting, and fractional finance — written by the advisors who do this work every day.
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Freelancers·Other·Sep 20, 2026

The 1099 Health Insurance Playbook: Strategic Tax Savings for Freelancers

Maximize your take-home pay by navigating HSAs, private exchanges, and self-employed health insurance deductions with our expert guide for 1099 professionals.

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SMBs & Growing Teams·Healthcare·Sep 18, 2026

Beyond the 401(k): How Private Practices Can Out-Recruit Hospital Systems

Hospital systems offer stability, but their rigid retirement plans often fall short. Learn how private practices can use alternative asset structures to attract top physician talent.

Business Advisory Intelligence
SMBs & Growing Teams·Other·Sep 17, 2026

Fractional CFO vs. Bookkeeper: Which One Does Your Growing Business Actually Need?

Is your business outgrowing basic bookkeeping? Learn the critical differences between a bookkeeper and a fractional CFO and discover which support level your company needs to scale.

myVault - Business Advisory Intelligence
SMBs & Growing Teams·Healthcare·Sep 2, 2026

Entity Structure and Retirement Planning for Medical and Dental Practices: What Every Practice Owner Should Know

Running a medical or dental practice means wearing two hats at once — clinician and business owner. The clinical side gets most of the attention, but the business decisions you make, particularly around entity structure and retirement planning, can have just as much impact on your long-term financial health as your patient outcomes.

myVault - Business Advisory Intelligencce
SMBs & Growing Teams·Healthcare·Sep 2, 2026

Section 179 for Medical Practices: How to Deduct Your New Equipment for the Year 2026

To provide top-tier care, you need advanced technology—whether that means upgrading to digital X-ray machines, purchasing new ultrasound devices, or implementing the latest electronic health records (EHR) software. However, capital investments can heavily impact your cash flow. This is where Section 179 of the Internal Revenue Code becomes one of the most powerful tax strategies available to medical practices.

myVault - Advisory Intelligence
Freelancers·Other·Aug 17, 2026

Inflation Proofing for 1099 Workers: How to Confidently Raise Your Contract Rates Without Losing Your Core Clients

As a 1099 independent contractor, you run a business. When the cost of software, health insurance, and basic living expenses climbs, your business faces a critical choice: absorb the financial hit and take a silent pay cut, or adjust your pricing structure. Many freelancers delay raising their prices out of fear that they will drive their clients away. But with a strategic approach, you can protect your profit margins, keep your best clients, and position your business as a premium market partner...

Andrew Mulindwa
All Segments·Other·Aug 15, 2026

Navigating the "Silicon Desert" Squeeze: What the Latest Economic Shifts Mean for Phoenix Personal Care SMBs

The Greater Phoenix Valley is experiencing a fascinating, yet challenging economic paradox. On one hand, the region is a powerhouse for massive capital investments, driven by mega-projects like the Taiwan Semiconductor Manufacturing Company (TSMC) campus in North Phoenix and massive infrastructure growth. On the other hand, the neighborhood merchants keeping our local communities vibrant—specifically small-to-medium businesses (SMBs) in the personal care, wellness, and beauty sectors—are finding themselves caught in a distinct macroeconomic vice.

Andrew Mulindwa