Resources

Financial Calculators built for your money.

Free, fast calculators that show your real numbers — the savings you're capturing and the gaps you're leaking. Run any of them, then book a free consultation and we'll turn the estimate into a precise plan.
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Healthcare Traveler Lead Magnets

Every contract has a number the agency hopes you never calculate.

Travel pay packages are built to look bigger than they are. These tools reveal your real per diem gap, true hourly rate, and audit risk in seconds.

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Traveler Pay Auditor

Full pay-structure audit: true blended rate, GSA stipend compliance, and wage recharacterization risk — with save-and-compare history for logged-in travelers.

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Tax-Free Stipend Optimizer

Checks your stipend against the GSA per diem max to flag money left on the table.

See your missed tax savings. Book a strategy call to optimize your next package.

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Blended Hourly Rate Calculator

Combines wages, housing, and meals into your true hourly value.

Is your agency underpaying you? Let our healthcare team audit your contract.

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Multi-State Tax Allocation Calculator

Estimates year-end filing complexity from the states you worked in.

Multi-state filing gets messy fast. Lock in your traveler tax prep package early.

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Tax Home Qualification Tester

A 5-question check on whether you legally qualify for tax-free stipends.

Failed the test? Talk to an expert to fix your tax home before the IRS notices.

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Extension & Renewal Contract Analyzer

Compares your current contract to a renewal offer to spot a squeeze.

Don't sign a bad renewal. Have a CPA review your contract.

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Travel Expense & Mileage ROI Tracker

Standard mileage rate vs. actual vehicle expenses for long-distance assignments.

Get your customized traveler tax deduction checklist sent straight to your inbox.

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1099 Contractor & Freelancer Lead Magnets

The tax bill you don't plan for is the one that wrecks your April.

From the first rate negotiation to your retirement contribution, these tools show exactly where 1099 income turns into surprise tax — before it happens.

W-2 Salary vs. 1099 Gross Rate Calculator

Shows the 1099 hourly rate you need to actually match a W-2 salary.

Thinking of going independent? Download our guide on setting up your first LLC.

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Self-Employment Tax Surprise Estimator

Estimates the 15.3% SE tax hiding in your gross 1099 income.

Don't get blindsided in April. Get an exact quarterly tax payment plan from us.

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Quarterly Estimated Tax Planner

Calculates your safe-harbor quarterly payments from net income.

We automate quarterly tracking for freelancers. Schedule a discovery call.

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Schedule C Tax Write-Off Maximizer

Home office, phone, and internet expenses turned into real tax savings.

Unlock hidden deductions. Download our Master List of 1099 Write-Offs.

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QBI (Qualified Business Income) Loophole Calculator

Checks whether you qualify for the 20% pass-through deduction.

High-earning contractors often lose this deduction. Let us review your eligibility.

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Individual 401(k) / SEP IRA Contribution Planner

Shows how much you can legally shelter from this year's tax bill.

Ready to slash your tax bill and build wealth? Let's design your retirement tax strategy.

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SMB Growth & Operations Lead Magnets

Growth hides cash problems until they become emergencies.

Runway, pricing, receivables, and loan-readiness — these are the numbers that decide whether your business scales or stalls.

Cash Flow Runway Projector

Months of runway left at your current burn rate.

Running short on runway? Get a professional cash flow forecast.

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Break-Even Volume Calculator

Exactly how many units or service hours you must sell to cover overhead.

Struggling to hit profitability? Let's analyze your overhead costs.

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Days Sales Outstanding (DSO) & Cash Leak Calculator

How much cash is trapped in unpaid customer invoices.

Stop acting as a free bank for clients. Let our fractional CFOs clean up your AR.

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Gross Margin & Pricing Tester

How a 5% price increase changes your margin and bottom line.

Are you underpricing your services? Get a professional margin analysis.

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Bank Loan Readiness (DSCR) Calculator

Mimics bank algorithms to check if your financials qualify for a loan.

Failed the ratio? We help SMBs clean up books to secure funding.

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Inventory Waste & Carrying Cost Calculator

The hidden annual drag of slow-moving inventory.

Free up stuck cash. Talk to our inventory advisory team.

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Payroll & Entity Optimization Lead Magnets

Entity structure and payroll decisions are where the real tax savings live.

From S-Corp elections to year-end equipment buys, these calculators turn structural decisions into a dollar amount you can act on.

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S-Corp Reasonable Compensation Estimator

Multi-role BLS wage analysis blending your Core Service, Administration, and Executive hats into a defensible W-2 salary — with FICA savings and a downloadable compensation memo.

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S-Corp Election Tax Savings Calculator

Shows exactly how much self-employment tax you'd save switching to an S-Corp.

Saving over $3,000? We handle entire S-Corp formations and payroll setups. Book now.

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True Cost of a New Hire Calculator

The fully burdened cost of a target salary — FICA, FUTA, benefits, workers' comp.

Before you hire, make sure you can afford it. Get a hiring budget consultation.

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Reasonable Salary vs. Distribution Optimizer

Checks whether your S-Corp salary-to-distribution split could trigger an audit.

IRS audit rates are rising for S-Corps. Let us benchmark your reasonable salary.

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Contractor vs. Employee Risk Auditor

Assesses your financial exposure if the state reclassifies your 1099 workers.

Protect your business from labor audits. Schedule an employment compliance review.

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Section 179 Capital Equipment Tax Saver

The immediate tax deduction from a major equipment or vehicle purchase.

Buying assets before year-end? Let's optimize your depreciation strategy.

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Fringe Benefits ROI Calculator

Compares tax-free benefits against an equivalent taxable bonus.

Attract top talent without wasting tax dollars. Let us build your custom benefits plan.

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QBI (Section 199A) Deduction Estimator

2026 IRS thresholds, SSTB rules, and the W-2 wage/property phase-in — modeled precisely.

High earners lose this deduction fast. Get your QBI position reviewed by a CPA before you file.

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Numbers are just the start. The plan is the point.

Every calculator above ends with a gap. A 30-minute consultation turns that gap into a written plan — and a back-office that executes it.

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