Your Virtual Back-Office. Built for scalable growth.

Bookkeeping looks backward to record and reconcile your historical financial data accurately. Business Advisory looks forward — utilizing fractional CFO forecasting, custom KPI modeling, cash flow stress-testing, and scaling strategies to help you make data-backed growth decisions.

While our software updates your financial data continuously, human strategy is vital. Bookkeeping clients receive monthly reporting packages with dedicated email advisory access, while our Tax and Business Advisory tiers include scheduled monthly or quarterly strategy calls to adjust your scaling roadmap.

Yes. Once your net business income consistently exceeds roughly $80,000–$100,000, an S-Corp election often saves thousands in self-employment taxes by splitting your compensation into a reasonable W-2 salary and distributions. Our S-Corp Reasonable Compensation Estimator models the exact savings using BLS wage data for your industry and role, and we handle the IRS election, payroll setup, and ongoing compliance.

Multi-state payroll is one of the most common compliance traps for growing businesses. We register your business in every state where you have an employee (nexus registration), manage state-specific withholding tables, handle unemployment insurance (SUI) accounts, and file all required quarterly and annual returns — so you never face penalties for missing a state you didn't know you needed to file in.

Every client receives a monthly financial package including a balance sheet, profit & loss statement, cash flow statement, and a custom KPI dashboard tailored to your industry. Advisory-tier clients also receive quarterly forecasts, budget-to-actual variance analysis, and a written narrative summary explaining what the numbers mean and what actions we recommend next.

Absolutely. We use our Bank Loan Readiness (DSCR) Calculator to benchmark your debt service coverage ratio against what most banks require (1.25+), then clean up your books to present clean, GAAP-compliant financials. We also prepare lender-ready financial statements, projections, and a narrative package that tells your business story the way underwriters and investors want to see it.

Yes, backlog cleanup is one of our specialties. We start by reconciling every uncategorized account, reclassifying misposted transactions, and bringing all prior periods current — then we establish a clean monthly close cycle with automated bank feeds, receipt capture, and review checkpoints so you never fall behind again. Most catch-up engagements are completed within 2–4 weeks depending on the volume.